Most clients see meaningful progress between 90 and 180 days, but the exact timeline depends on the items on your reports, how creditors respond, and how consistently you follow your plan. We give you a realistic estimate after the initial audit.

No, and you should be cautious of anyone who does. Credit outcomes depend on factors outside any single party's control. What we do guarantee is process — a documented strategy, regular updates, and honest communication.

Credit repair focuses on disputing inaccurate or unverifiable items on your reports. Funding readiness is about how your profile looks to a lender — utilization, age, mix, and inquiries. Both matter, but they solve different problems.

Yes. We help business owners structure an entity properly, register with the right bureaus, and build a tradeline path so the business becomes fundable in its own name.

Not necessarily. We give you specific utilization targets and which accounts to use. Closing or freezing accounts without a plan can actually hurt your file.

After the free consultation, we walk you through a written engagement with clearly defined scope, deliverables, and timeline. No hidden fees, no auto-renewals you didn't agree to.

Yes. Sensitive documents are handled through secure channels, and only the team working on your file has access. We never sell or share client information.